Bank 2 : 7.25% compounded monthly

I think i need to change from quarterly to monthly or monthly to quarterly, but i am stuck after that.

Q2. you are making a $25,000 investment and feel that a 12 percent rate of return is reasonable given the nature of the risks involved. You feel that you will receive at least $100 in the first year, $36,000 in the second year, and potentially could see a cash outflow of $5000 in the third year. What is the net present value of this investment given your expectation?

A. $229.37

I am using a financial calculator but got a different answer somehow

Year  / CF

0 / -$25000

1 / 100

2/ 36000

3/ -5000

I/Y = 12%

With these inputs, my answer is very far from the actual answer.

Q3. You own a $60,000 portfolio which is invested in two stocks and a risk-free security. Your portfolio expected return is 9.35 percent and the beta is 1.23. Stock A has an expected return of 9 percent and a beta of 1.2 stock B has an expected return of 12 percent and a beta of 1.8. The risk-free rate of return is 4 percent. what is the value of our investment in stock A?

A. $21,000

Thanks,

 
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Hello professor,I have to say that I really impressed with your service. However this assignment already met its deadline (Sunday 12p.m.) I submit it late because I just learn about your service on Thursday. I am definetely going to use your service again and give it at least 48 hours. Please disregard rest of my questions.Thank you again for your workAlex T

7137029The correct answer is $4,230.As per Sec 501(c)(3) of Internal Revenue Code regarding limitations ondeductions for charitable contributions, corporations( regardless of their status )may…

 
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Hello Professor and Classmates,

The topic that I have selected to speak about is Internet Addiction Disorder (IAD). Smart phones are basically hand-held computers that allow each of us the ability to carry our virtual reality addictions from location to location as we go about our daily activities. I know that this is a mouth full, but it is true, and I have this addiction as well. I am aware that there are several benefits of having a smart phone. There are businesses that use smart phones to keep clients informed when there is a change in scheduling or to find a location of a residence when providing a service such as lawn and cable services. There is also the chance that there may be an emergency afoot that requires medical assistance or law enforcement. All of the aforementioned situations fall within the parameters of what is considered to be normal use of a smart phone. I will add that certain businesses such as a day trader for a stock broker will likely look up trends or watch the rise and fall of stocks as a means to advice their clients, for these purposes the constant use of a smart phone does not constitute addictive behavior. Addictive behavior does not include constant use of a cellular phone for livelihood, I want to make that clear in this post up front.

The Negative: When smart phones become your social life, there are issues that should likely be addressed. I am a bit old fashioned and believe in face-to-face contact with human beings for social stimulation. While smart phones provide much assistance in planning activities or giving guidance, they should not be a person’s sole go-to for social stimulation. Application games, what’s App, Text Messaging, Facebook, and other applications are very trendy and many individuals cannot part ways with their smart phone as a result of an addiction to the internet while using their smart phone. The same occurs when using laptops and desktop computer systems. One statistic states that over 40 percent of the world’s population uses the internet and that there is no pathway from adaptive to pathological internet use, there is no widely used accepted diagnosis criteria (Carli V., Durkee T., Wasserman D., 2013). When you research IAD is the DSM-5 you will find that it is listed as a disorder that needs more research (American Psychiatric Association., 2013)). IAD is gaining traction but all of the details have not been worked out regarding IAD. A person is said to have an addiction once their use of the internet interferes with their lifestyle.

Discussion: While eating at Applebee’s I witnessed a woman and a child eating at a table. The child had the typical coloring and crossword diagram that is usually handed to children by the restaurant’s staff. The child tried to show the mother her work but was ignored multiple times. The mother sat at the table with her smartphone in her hand and I thought to myself, what is the point of taking your child to dinner if you are not going to use the opportunity for a bit of parental bonding. From where I sat, I could see that the mother was browsing repeatedly between facebook and Instagram. Could the mother be addicted to the internet and social media or is she simply within what is considered to be the norm for internet usage. I would argue that social media is not a part of family dinner unless it is being used in a family type of setting and every member associates what is occurring on social media to their dinner. I believe social media can enhance family gatherings but if you use it to the point of ignoring immediate family members such as your children then it may be time to take a break from it.

Social Stigma: There is definitely social stigma associated with internet addiction. There is a very popular argument that is made regarding the youth particularly here in the United States. The older population states that the younger population depend far too much on their electronics, to include their smartphones. They believe these “millennials” are weak and lack good old fashioned morals. While I understand exactly where the dinosaurs (older population, myself included) of American citizens are coming from, I believe we push the social stigma that continual use of the internet leaves no room for physical interaction, at least not in the regard that way we experienced it growing up. In some cases addictions are not bad, I am sure some people have had a spike in interest by using the internet and they were able to acquire enough interest in it that they became program developers. Some people also believe that to become extremely good at anything, you must have some sort of obsession, while obsession and addiction appear the same they are completely two different things. Addiction is said to help a person escape reality while obsession becomes a part of their daily lives. Should we call this internet business an obsession or an addiction? If we call it an addiction then this means that the person uses the internet to escape reality, if we use the aforementioned definition. This would be more appropriate for video gamers in my opinion and not for people who use social media sites like facebook and Instagram. These sites typically use factual information from other individual’s lives and allows the user to publish real time live adventures. The line appears somewhat thin when talking obsession versus addiction. In any case there is much social stigma associated with each of these.

Positive points of addiction: If a person is addicted to working out their body then this is likely not a bad addiction to have. The upside of it is that the individual may lead a healthy lifestyle with would likely promote longevity. A person who is addicted to video games may find the need to create their own. In this instance their addiction to video games would have sparked an interest enough to drive a creative mindset in the individual that they can use as a form of lively hood. The chances of developing a social media platform such as facebook or Instagram is likely slim to none so I do not believe addictions to these websites can lead to anything that would be beneficial. A person may find the need to promote their business and in this case their addiction to social media would supplement their income because they will likely know the ins-and-outs of where to go on social media to pull in the targeted crowd of people needed to sustain their business. Addictions can be vises but they can also be a way to enhance our lifestyles particularly and internet addiction.  

V/R

Carl D. Nelson Jr.

American Psychiatric Association. (2013). Diagnostic and statistical manual of mental disorders (5th ed.). Retrieved from http://dsm.psychiatryonline.org/book.aspx?bookid=556Links to an external site.

Carli V., Durkee T., Wasserman D. (2013). The association between pathological Internet use and comorbid psychopathology: asystematic review. Psychopathology 46(1),1-13

 
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Hello there,

This is an accounting question from my class taxation of business entities that I have been stuck on for a week now. Very confusing. I would appreciate help on these 2 problems.

  • Attachment 1
  • Attachment 2
 
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Hello there! Please answer this question in 300 or more words and cite your references.

Discuss the physical and cognitive changes that take place in late adulthood, and explain how to offset some of the negative developments of adulthood and late adulthood.

Thank you!

Running head: PHYSICAL AND COGNITIVE CHANGES IN LATE ADULTHOOD Physical and Cognitive Changes in Late AdulthoodInsert nameInstitution affiliation6th January 6, 2017 1 PHYSICAL AND COGNITIVE…

 
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Hello there 🙂

My question is : A description of a “Hot Topic that fits with what you know about each specialty area after researching it and how the two are related.

The two fields are: Psychopathology and Learning & Memory

These are two resources I used for my information: Learning/Memory – http://www.thepsychfiles.com/category/topics/learningmemory/ Psychopathology/Disorders – http://www.thepsychfiles.com/?s=disorders 

Thank you

 
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2) The North American Free Trade Agreement (NAFTA), signed in 1994, reduced tradebarriers between the United States, Canada, and Mexico. During the 2016 presidentialcampaign, several prominent candidates from both parties denounced NAFTA as havinghad a negative impact on jobs in the United States. In particular, they cited the impact onmanufacturing jobs.a. In what ways might free trade agreements have a negative impact on jobs in theUS? Briefly explain. Is it possible that free trade agreements could have apositive impact on jobs in the US? Briefly explain. (2 points) b. Income inequality has increased in the United States over the past severaldecades. What role might increased international trade have on this increase? (2points)

 
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Hello There, I was hoping youcan do my term paper for Philosophy.  I can choose a topic from any readings discussed during the course.  I can’t choose between the two.  Tell me what you think ?  Roderick Chisholm, “Human Freedom and The Self” or Harry Frankfurt, “Freedom of the Will and the Concept of a Person”

 
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Hello there,

I’m Prashanth and I’m a Masters student.I have taken Engg.Economics and financial management.I would like to know how comparison value is measured/solved(the formulae that is involved.)

Thank you.

 
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Hello there, I have a really important assignment and I am struggling with questions number 1,5,6, and 7. I really

need help with this, and I would really appreciate if someone can give me the explanations/full answers too, to be able to learn it.

QUESTION 1An import quota isO a limit on the quantity of foreign goods that can be sold in a nation’s domestic market.Orevenue producing for state governments but not the federal government.O deflationary.Oa tax on imported goods.

 
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