Need an argumentative essay on Financial Markets and Bank Management. Needs to be 4 pages. Please no plagiarism.

We understand that you wish to expand your business operations and therefore, your fund requirement has increased. Our observations on your firm’s balance sheet are as per the following.

The current ratio of the firm has declined in the year just completed though it still stays above 1.0. however, the quick ratio appears to be under strain. We notice that the acid-test ratio has gone down below 0.50 in the latest financial year. Net margin has also declined from 2.5 percent in year 2013 to 2.1 percent in the latest fiscal. Moreover, the net interest cover of the firm has also declined from 3.0 times to 2.7 times that provides marginal safety net for the firm in the current sluggish business environment. The declining stock turnover (in days) year after year is a good sign. In fact, it also establishes the declining needs of the working capital for your business. We have worked out the working capital requirement for your firm based on the information provided by you. The increased working capital requirement for the projected sales of £1,550,000 is likely to be £167,000 (working in annexure A). Considering the strength of your balance sheet and increased working capital requirement, our bank increases existing overdraft limit from £90,000 to £180,000 and that should be adequate to meet your requirements.

Our bank is in receipt of your loan request to increase the overdraft facility to £10,000. We understand that you have to meet some essential expenses such as school fees for your son. Kindly find our detailed reply to your loan application in the following paragraphs.

We extend overdraft facility to our valued customers essentially to meet some contingencies and sort out temporary cash flow issues when you fail to receive your dues in time. Though you started with initial overdraft of £2,000 it has steadily increased and has reached to £3,600. We notice

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Need an argumentative essay on Financial Accounting theory and issues. Needs to be 4 pages. Please no plagiarism.

Besides from this, there are other methods that can be adapted by the company to meet the expectations of the external environment and one of them is to increase external accountability.

The idea behind the concept of increasing external accountability is that organizations can enjoy a continued or higher degree of confidence (i.e. becomes more legitimate) from its external environment when it is more open to the scrutiny of the concerned external agents such as stakeholders and the government (Meyer 1979). To achieve this, they institute reforms in the organization’s accounting practices. The logic between legitimacy and reforms in accounting practices that we have just discussed has been analyzed by scholars and some of them have expressed rather pressing and legitimate concerns.

Di Maggio and Powell (1983) argue that the need to project a positive image to achieve legitimacy give rise to inefficient reforms because the external environment may require conformity to symbolic elements that entails sacrifices in addressing technical requirements. The adoption and use of accounting practices perceived to enhance the organization’s appearance of rationality and efficiency may even be symbolic, mythical or ceremonial. (Tolbert and Zucker, 1983: Covaleski, Dirsmith and Samuel, 1996). In the words of Meyer and Rowan (1977, p. 341), the accounting structure trying to satiate the external environment would “dramatically reflect the myths of their institutional environment instead of the demands of their work activities”.

Empirical evidence of this resulting inefficiency abound especially those in the public sector. The study of Carpenter and Feroz (1992) suggests that the modification of accounting practices of government regulators who were keen to achieve legitimacy had improving actuarial accounting performance as a minor concern. This claim

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Need an argumentative essay on Final examination. Needs to be 4 pages. Please no plagiarism.

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The constitution, which was written by a group consisting various professionals ranging from teachers, lawyers, representatives, and other professionals, is the supreme law of the land that provides the country with a room to exercise a high sense of patriotism among US citizens with the constitution acting as an art of compromise (Vile 4). Importantly, the country has passed various legislation and ratified various treaties overtime that strengths the country’s governance structures and provide various rights to the citizens of the country. With regard to treaties, the most important treaty signed by the&nbsp.US&nbsp.is known as the Paris Treaty. In fact, this is the is the very document that ensured that we have the modern day USA since the treaty with the Great Britain, under the then leadership of King George III ended the Revolutionary War with the USA being recognized as an independent state by Europe and no longer a colony of the British (Ledson). Most importantly, the treaty was achieved after various American statesmen – popularly known as the Founding Fathers – and included Benjamin Franklin and John Adams (USA’s second president) engaged the British in the treaty some scholars describe as “exceedingly generous” to the USA with regard to the country’s territorial boundaries (Paterson, Clifford, and Maddock 20). Concerning the country’s political system, the country has experienced and continues to experience a vibrant political scene with various issues shaping policies adopted by various political parties. Most importantly, the two main political parties that control the direction of politics in the country are the Republican Party and the Democratic Party. Consequently, the country’s political support is almost divided down the middle with followers of the Republican Party known as Republicans while their Democratic Party counterparts are called the Democrats. Amongst the Republicans, Abraham Lincoln is the most recognized individual and party member due to the sweeping changes he brought to the country. As president, Lincoln adopted an abolitionists’ approach to ending slavery with his actions being against the Conservative wing of the Republican Party that adopted an anti-slavery stance (Foner, “The Fiery Trial” 86). This stance has endeared Lincoln to the American public making him one of the most revered leaders since he went against his party line. One of his major contributions was his opposition to the Kansas-Nebraska Act of 1845 that sought to repeal the Missouri Compromise of 1820 that restricted slavery with the Act of 1845 providing powers to local settlers, instead of Congress, to determine the enactment of slavery in new states (Foner, “The Fiery Trial” 88). It is instructive to point out that President Lincoln set the agenda for abolishing slavery with his opposition to laws that entrenched slavery in the country, which highly contributed to his assassination. To drive his anti-slavery agenda, Lincoln used the provision in the country’s constitution that provide for the equality of all men before the supreme law, which was against what the president defined as Republicanism Principles (Foner, “The Fiery Trial” 86). The culture of the United States is as diverse as its history and its people.

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Need an argumentative essay on Final exam quesiton 2. Needs to be 1 pages. Please no plagiarism.

Moreover, this resulted in the decline of the importance of family that was considered sacred in the Indian traditions. There was also a decrease in the importance of the family, whereby young people began making important life choices, which were previously made by their parents. For instance, parents made decisions such as who to marry, and where to work for their Indian children.

The world war two also played an important social role in that, the war set families in motion, dragging them out of farmsteads and out of small towns and relocating them into large urban areas such as New Delhi.&nbsp.Were it not for this war, many Indians would still be living in rural areas and some high levels of developments would not have been attained. Moreover, in my opinion, the Second World War affected greatly the racial discrimination, which existed prior to the war. This happened in that the different races, people of Indian origin and Americans integrated in the war for a common objective. Previously, the marines excluded the Indians where they were used as

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