Assuming bad debt ratios for Ohio banks are normally distributed, use the sample results give above to test the hypotheses you set up in part (a) with a α = .01. Interpret the outcome of the test.
Note: In other words please show step by steps calculations! Forecasting Methods Business
Mildred is a 75-year-old retired school teacher who lives in on the gulf coast of Florida. About a year ago, Mildred lost her husband of fifty years. Mildred has three children, two of whom live out of state. Her youngest daughter, Charlene, lives about an hour away. Mildred has been retired for nine years.
Despite the demands of her teaching career, Mildred always managed to prepare and serve evening meals for her family. During retirement, she continued this routine of cooking for herself and her late husband Vernon. Now that she is living alone, Mildred continues to live independently preparing her own meals and doing light housekeeping. She has realized, however, that it is difficult to cook for only one person. On the positive side, Mildred is occasionally inspired to cook a creative meal and freeze the leftovers for later use. In recent months, Mildred has become increasingly passive about cooking and has started skipping some meals. She especially tends to forgo dinner. Some days she snacks or eats what is available in her refrigerator. She has also stopped her only form of exercise, walking on a daily basis.
Mildred prefers to live independently but Charlene, her daughter, is concerned about her mother’s change of behavior and knows that her health will decline if her nutrition doesn’t improve.
What advice would you give to Mildred?
What could she do to improve her appetite and motivation to cook?
1. Dr. Miller has a couple of research assistants rate the physical attractiveness of each of the participants in his bar study. Miller wants to know if differences in physical attractiveness might offer an alternative explanation of why some people are more confident than others. Perhaps more attractive people are more confident and also drink more beer. Miller combines the data, that is, the average of his raters’ attractiveness ratings along with the number of beers consumed, in a multiple regression equation. He finds that the beta weights for attractiveness and beers consumed are .25 and .39, respectively, and that both are significant at the .01 level (that level is a p value, not a blood alcohol level). What should Dr. Miller conclude about the apparent effects of attractiveness and beer? (2 points for each variable). Do his results suggest that he can rule out attractiveness as a third variable explanation of the effects of beer?
What should Dr. Miller Conclude?
Attractiveness:
Beer:
Does his results suggest that he can rule out attractiveness as a third variable explanation?
Miller and Sville are having another argument – this time about the amount of Millersville University students who are PA residents…Miller thinks 87% of students are PA residents while Sville thinks it is actually only 73% of the students. They decide to take a random sample of 15 students which results in 12 of them being PA residents. Marauder decides to join the argument stating that the percentage of students at Millersville University who are PA residents MUST BE 80% since 12 out of 15 (=80%) were in the sample. Is Marauder correct? Justify your Answer!Skully can not remain silent and also joins the argument stating that the percentage of students at Millersville University who are PA residents MUST BE 50% since either a student is or is not a PA resident. Is Skully correct? Justify your Answer!
Miller and Davis, partners in a consulting business, share profits and losses in the ratio of 3:2, respectively. Prior to recording the admission of Shaw as a new partner, Miller has a capital balance of $80,000, and Davis has a capital balance of $40,000.Required:For each of the following independent cases, prepare the journal entry that was made to record the admission of Shaw into the partnership.1) Shaw purchased 20 percent of the respective capital balances of Miller and Davis, paying $20,000 cash directly to each of them.2) Shaw invested $30,000 cash in the partnership for a 20 percent ownership interest. Total capital after recording his admission was $150,000.3) Shaw invested $40,000 cash into the partnership for a 20 percent ownership interest. Total capital after recording his admission was $160,000.4) Shaw invested $50,000 into the partnership for a 20 percent interest. Goodwill is to be recognized. A personal statement of financial condition dated December 31, 2008, is to be prepared for Wilhelm Holz. He provides the following information for your use in preparing the statements. All amounts are as of December 31, 2008.1) Cash on hand and in bank is $4,000.2) Investments costing $30,000 have a market value of $78,000.3) His personal residence cost $150,000 ten years ago, and is currently worth $320,000.4) The payoff balance of his home mortgage is $80,000.5) The fair value of his 401(k) retirement account is $700,000. All withdrawals from the account will be fully taxable.6) Amounts due on credit card debt total $5,000.7) Estimated income taxes on his calendar 2008 earnings amount to $15,000. Taxes withheld in 2008 were $14,000.8) Assume an income tax rate of 30 percent.Required: Prepare a statement of financial condition for Mr. Holz as of December 31, 2008. Assume any gain on subsequent sale of the residence will not be tax-exempt.The partners share profits and losses as follows: Rachel, 50 percent; Adams, 30 percent; and Nixon, 20 percent. The partners are considering an offer of $180,000 for the accounts receivable, inventory, and plant and equipment as of September 30. The $180,000 will be paid to creditors and the partners in installments, the number and amounts of which are to be negotiated.Required:Prepare a cash distribution plan as of September 30, 2009, showing how much cash each partner will receive if the offer to sell the assets is accepted.
Miller (1956) provides a great deal of experimental evidence for limits to absolute judgment and immediate memory (namely of 7 +- 2 bits or chunks). Based on your own experiences in real life, explain a) a case that supports Miller’s proposed memory capacity limit and b) a case that refutes this limit.
Mimi has six books from the Statistics is Fun series. She plans on bringing two of the six books with her in a road trip.
(a) How many different ways can the two books be selected?
(b) Please describe the method used and the reason why it is appropriate for answering the question.
Mill says that utilitarianism “holds that actions are right in proportion as they tend to promote happiness, wrong as they tend to promote the reverse of happiness.” Does this seem like an adequate guide to moral judgment? Why or why not?
Mimi has eight books from the Statistics is Fun series. She plans on bringing two of the eight books with her in a road trip.
(a) How many different ways can the two books be selected?
(b) Please describe the method used and the reason why it is appropriate for answering the question. Just the answer, without the description and reason, will receive no credit.
Milestones refer to important points in the development of a particular skill or ability. For example, some (but not all) of the milestones related to gross motor development include rolling over, sitting up, crawling, standing up, cruising, and walking.
The ability to communicate is an important skill. In fact, it is one of the first skills infants and children must master. Infants communicate primarily through crying. Parents and caregivers can become quite adept at interpreting a child’s cry so that they can respond to his or her needs quickly and appropriately.
While nature predisposes humans to language, it is nurture that determines language development. Language development can be facilitated in a number of ways: Adults can modify their speech (i.e., child-directed speech, simplified speech) to help young children attend to and learn the important parts of speech and appropriate syntax; play simple games with children that encourage turn-taking (a characteristic of good communication); and use of scaffolding (e.g., repetition) to help children learn the basics of language and communication (Pinker, 2004). The milestones of language development range from pre-language babbling to multi-word phrases and sentences. Individual and cultural differences can affect the rate and form of language within these milestones.
For this Discussion, you will explore one developmental milestone in infancy and/or toddlerhood as it relates to cognitive, physical, and/or social-emotional development.
To prepare for this Discussion:
By Day 4
Post a brief description of the developmental milestone you selected. Then, explain the impact of missing and meeting the milestone as it relates to cognitive, physical, and social-emotional development in infancy and/or toddlerhood. Use your Learning Resources to support your post. Use proper APA format and citations.
By Day 6
Respond to at least one of your colleagues’ posts and explain the multicultural and/or diversity considerations needed, as they relate to the development of the milestone.
Return to this Discussion in a few days to read the responses to your initial posting and answer any questions. Note what you have learned and/or any insights that you have gained as a result of your colleagues’ comments.
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