Mary Baroni is a friend of yours from high school. She decided to become a beautician after leaving high school, rather than to attend college. She recently opened her own shop, and has contracted her services to a local hospital. She is paid a monthly fee for her services, and receives a small gratuity from each of the patients.She has just received her first set of financial statements from her accountant. She is quite upset. The statements show a cash balance of $3,600 at the end of the month, but a net income of only $500. She has written you a letter, asking you whether such a situation is possible, or whether she should find another accountant.Write a short letter to your friend. Use proper form. Answer her question completely, but briefly.

 

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We are going to use a factory to generate users for the ATM system.  There are four types of users of the ATM (Sales, Service, Admins and Customers).  Every user has an ID (ID’s are assigned in order), a First Name, a Last Name, and a 4 Digit PIN.  Sales people, have a rank, in order they are assistant, associate, full, senior and executive.  Service personnel have a rank, technician, technologist and engineer.  System administrators have no rank.  Customers, have an account type, Business, Chequing account, savings account and an account balance.  Each type of user should be created with a ‘createUser’ method.

Use the same firstname lastname files from previous assignments to generate the list of users, write it in one big file.  You can use the line number (and array index) as user ID.   You should probably have a ‘generateName’ method that is called as part of any of the user types created by your factory. 

Use Java for this, intellij

Create a GUI for our ATM system that will allow users to enter their user ID, verify their pin, and then show them a welcome screen that returns their name and status.  If the user is a Customer allow them to deposit or withdraw money

• Attachment 1
• Attachment 2

 

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Mary McDonald was an 86-year-old widow who lived in her own home. She complained frequently about the high cost of maintenance of her house and the high property taxes she paid. Mrs. McDonald eventually felt it was necessary to cancel her fire insurance to reduce her household expenses. However, she handled all her own business affairs, and maintained herself in her home. Mary’s daughter, a real-estate agent, was aware of her mother’s concern about her property. On a summer’s day, she drove to her mother’s home and informed her that she had some papers at the lawyer’s office, which would protect her. The two women 

went down to the lawyer’s office, where he advised Mary McDonald that the document was the deed to the property and required her signature. Mary briefly glanced at the document and said: “Where do I sign?” Some months later, the municipal tax bill arrived and Mary McDonald was surprised to see that the property was in her daughter’s name. She immediately brought a legal action against her daughter to have the property transferred back into her own name. Discuss the arguments that the parties might raise in this case and render a decision.

 

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Mary Labatia graduated from York University’s School of Administrative Studies with her B.A.S. degree in accounting six months ago. She lives with her parents, who charge her no rent or food costs. She has landed a good job as an accountant for a hotel chain and takes home $3,000 per month after taxes and other deductions. She expects her take-home pay will rise 3% per year for the next few years. She has to start paying off her student Joan of $20,000. The interest rate is 4% p.a., compounded monthly, and the amortization period is five years. She wants to buy a car and will have to finance the entire $15,000 purchase price at 4% p.a., compounded monthly, with a term of three years. She pays $700 per month for the things her parents don’t pay, like transportation, clothes, and entertainment. This cost will rise at 2% p.a. At the end of next year, she will travel to England for her brother’s wedding at a total extra cost of $6,000 for clothes, travel, holiday, and gifts. At the end of three years, her vacation entitlement rises to three weeks and she plans a European cruise costing $10,000. She will invest savings at a rate of 3% EAR, taxable at a marginal rate of 30%. (a) What discount rate should Mary use for her savings if she makes the monthly payments on her two loans exactly as scheduled? (b) How much will Mary have saved at the end of three years? (c) What is Mary’s correct discount rate? That is, what is the opportunity cost of her money? (d) What does the answer to part (c) tell you that she should be doing with her financial management to be most efficient with her money, while not sacrificing any consumption? Mary Labatia ·graduated from York University’s School of Administrative Studies with her B.A.S. degree in accounting six months ago. She lives with her parents, who charge her no rent or food costs. She has landed a good job as an accountant for a hotel chain and takes home $3,000 per month after taxes and other deductions. She expects her take-home pay will rise 3% per year for the next few years. She has to start paying off her student Joan of $20,000. The interest rate is 4% p.a., compounded monthly, and the amortization period is five years. She wants to buy a car and will have to finance the entire $15,000 purchase price at 4% p.a., compounded monthly, with a term of three years. She pays $700 per month for the things her parents don’t pay, like transportation, clothes, and entertainment. This cost will rise at 2% p.a. At the end of next year, she will travel to England for her brother’s wedding at a total extra cost of $6,000 for clothes, travel, holiday, and gifts. At the end of three years, her vacation entitlement rises to three weeks and she plans a European cruise costing $10,000. She will invest savings at a rate of 3% EAR, taxable at a marginal rate of 30%.

(c) What is Mary’s correct discount rate? That is, what is the opportunity cost of her money?

(d) What does the answer to part (c) tell you that she should be doing with her financial management to be most efficient with her money, while not sacrificing any consumption? 

 

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Mary Jo Fitzpatrick is the Vice President for Nursing Services at St. Luke’s Memorial Hospital. Recently she noticed in the job postings for nurses that those that are unionized seem to offer higher wages. She decided to investigate and gathered the following information.PopulationGroup Mean Wage Standard Deviation Sample SizeUnion $20.75 $2.25 40Nonunion $19.80 $1.90 45Would it be reasonable for her to conclude that union nurses earn more? Use the .02 significance level. What is the p-value?(2)State the decision rule. (Round your answer to 2 decimal places.)The decision rule is to reject HO if Z-(3)Compute the value of the test statistic. (Round your answer to 2 decimal places.)The test statistic is Z =

Let union be group 1 and non union group 2Then we are given the following information: x1 = 20.75, σ 1 = 2.25, n1 = 40x 2 = 19.80, σ 2 = 1.90, n2 = 45We set up the null hypothesis: µ1 = µ 2…

 

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