Living on islands and peninsulas put people of ancient greece near what because of this what were two things they had for jobs
Step 1 has been completed at a cost of $100 million, step 2 is in the current year (2010), step 3 is planned for years 2011-2014, and step 4 in years 2015 to 2018. . The tables below lists the relevant data. Changes in inventory, accounts payable and accounts receivable can be ignored.
Locate 1 research article relating to the topic (week 5 – caring for the bereaved).
Your articles must be no more than seven years old and must be from peer-reviewed, scholarly journals.
If you have quesions about whether a source is appropriate, ask me or visit the following link: http://www.umuc.edu/library/guides/identify.shtm
Submit a paper to the assignment folder of at least two well developed paragraphs with a brief summary of the article and your comments about what stood out for you.
Provide the journal/article information
You may want to refer to the Social Science Toolkit (in the Content Section) for some
background in research/study articles.
For information on APA formatting, go to APA.org (http://apa.org/) (Then click on the Basics of APA Style OR ask a librarian umuc.edu/library/guides/apa.shtml
(http://umuc.edu/library/guides/apa.html)
Reminder: You can also get library help online: http://www.umuc.edu/library/help
Local government leaders have asked you to provide information and recommendations for increasing sustainability in the community.
Perform an initial search to learn about green initiatives for a city in your area.
Create a 5- to 8-slide PowerPoint® presentation proposal to your local government.
Include the following:
Include appropriate images.
Include a list of the sources you use.
Local Agriculture Plan: Research environmental impacts of agriculture in Colorado. In an ideal situation, how would you feed the people in your local area (answers from Colorado would differ from Hawaii)? What would system of agriculture would you recommend and why? There are not right or wrong answers, what is important for our discussion is how you apply environmental and agricultural principles that you have researched to your local area. Some ideas to include in your plan:
In your response, mention whether your ideas for local sustainable agriculture could be extended to global production and why.
Please take a look at the document it has the questions
LOBLEM 5 – PERIODICFonda Company has the following inventory data. The company uses aperiodic inventory system.Oct$ perExtendedBeginning InventoryUnitsUnit50$125Purchase$6,250Ln180$ 130$23,40010Sold150$350$52,50025Purchase210$129$27,090old195$350$68,250a) Under LIFO, calculate the following (6 Points): (Show all work)Cost of Goods SoldEnding Inventoryb) Under weighted average, calculate the following (6 Points): (Show all work)Cost of Goods SoldEnding Inventory
Refer to the above screenshot.
To calculate the total interest paid on the loan from period 0 to period 5, we could use the formula:
Select one:
a. =-CUMIPMT((rate,nper,pv,start_period,end_period,type)
b. =CUMINT (rate,nper,pv,start_period,end_period,type)
c. =IPMT((rate,nper,pv,start_period,end_period,type)
d. =B7-(5*B8)
Loan of $40,000I. nominal rate per annum12.0096WITT, THE DEF Month1.0096IT (WEEKS5.0L4LIL12I’m. number of monthly repayments60.00ILoan540.000End of month reDEVITTEr!5089. 7810Total Interest paid between Denied O and period’ 5
Loan AmortizationWhen Evelyn and Paul Peters were “house hunting” five years ago, the mortgage rates were pretty high. The fixed rate on a 30-year mortgage was 8.75% while the 15-year fixed rate was at 8%. After walking through many homes, they finally reached a consensus and decided to buy a $200,000 twostory house in an up and coming suburban neighborhood in the Midwest. To avoid prepaid mortgage insurance (PMI) the couple had to borrow from family members and come up with the 20% down payment and the additional required closing costs. Since Evelyn and Paul had already accumulatedsignificant credit card debt and were still paying off their college loans, they decided to opt for lower monthly payments by taking on a 30-year mortgage, despite its higher interest rate.Currently, due to a worsening of economic conditions, mortgage rates have come downsignificantly and the “refinancing” frenzy is under way. Evelyn and Paul have seen 15-year fixed rates (with no closing costs) advertised at 5% and 30-year rates at 5.75%. Evelyn and Paul realize that refinancing is quite a hassle due to all the paperwork involved but with rates being down to 30-year lows, they don’t want to let this opportunity pass them by. About 2 years ago, rates were down to similar levels but they had procrastinated, and had missed the boat. This time, however, the couple called their mortgage officer at the Uptown Bank and locked in the 5%, 15-year rate. Nothing was going to stop them from reducing the costs of paying off their dream house this time!Questions:1. What is Evelyn and Paul’s monthly mortgage payment prior to the refinancing?2. During the first 5 years of owing their dream home, how much money has the couple paid towards the mortgage? What proportion of this has been applied toward interest?3. Had the couple opted for the original 15-year mortgage proposal (15 year, 8%), how much higher would their monthly payment have been?4. Under the original 15-year, 8% mortgage option, how much total interest would have been paid over the life of the loan? How does this compare with the total interest that would be paid on the 30-year, 8.75% mortgage?5. If the Peters had chosen the original 15-year, 8% mortgage proposal, how much tax shelter would they have lost (over the last five years) as compared to the 30-year, 8.75% mortgage? Assume the Peter’s tax rate is 30%.6. If the house is currently worth $245,000 and most lenders are willing to lend up to 90% of home value, how much excess equity can the Peters cash out?7. Should Evelyn and Paul cash out the excess equity that they have built up? Assume money market rates are 4%.8. Should Evelyn and Paul go ahead and close the 5%, 15 year mortgage? Explain your answer with suitable calculations.
Loan amortization and EAR
You want to buy a car, and a local bank will lend you $20,000. The loan will be fully amortized over 5 years (60 months), and the nominal interest rate will be 4% with interest paid monthly.
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