Hi, need to submit a 500 words essay on the topic Tip.

The practice has become a common thing to diners, waiters and other customer servers and customers, alike. Yet there are different reactions to it that it is interesting to note and learn from what people think about the matter.

For the receiver of the tip, it is always a welcomed blessing for them to be given a tip for whatever service they have given. To some, it is considered a just compensation for what they did because whether they work well or not, their salary is often low. Thus, better performances are compensated through tips. However, there are also some who look at customers demandingly, thinking that it is but right for customers to give them tips because of the little favors they have done expecting to be paid in return. Still for others, tips can become a motivation for them to do even better in giving services. This brings problems to the attitude of employees towards customers. Sometimes, workers tend to do better when they serve potential clients whom they think would be benevolent enough to give more money but they would not give their best efforts in serving ordinary people. This brings problems that make customers feel discriminated and unsatisfied which in general affects the waiters, receptionists and other employees in being perceived negatively.

On the other hand, the givers also have different reactions to tips. Some people think about it as a form of begging because they perceive tipping as a forced additional payment that they are obliged to give to the people who served them. Oftentimes, such reactions come from the similarly hard-working people who are not paid very well. However, there are also those who give tips grudgingly considering that they worked harder than the people who served them therefore, they are more entitled to the money than the one who served them. There is the perception that such employees are paid by their employers so they should not give more money to

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Hi, need to submit a 500 words essay on the topic Time Trend Analysis.

A general trend or a movement can be easily seen on the financial ratios. There is no certain rate at which they are increasing or decreasing. If we consider current ratio we can see that the current ratios are increasing from year 2009 to 2010 but then it declined in the year 2012. From 2012 onwards the current ratio is increasing which means that the company is improving and it has the capability of paying its short term debts (Financial Report, 2013).

Similarly, if we consider return on assets and return on equity of the company over a period of 5 years, we can see a trend. In this case also there is no particular rate at which the ratios are increasing or decreasing. The increase and decrease in the ratios depends upon the performance of the company. From these ratio analyses we can find out how much strong and secure a company is. On the analysis of return on assets and equity, we can see a trend. In the year 2010 both the ratios decreased as compared to the previous year but after 2010 the ratios have kept on increasing till 2013, which represents good performance of the company (Brigham & Ehrhardt, 2007).

The ratios move in the direction described because of the performance of the company. The ratios will move in an upward direction if the company is performing well and will go downward if the performance of the company is not good in the market (Shapiro, 2009).

If we compare the financial ratios of Pfizer Inc. with the financial ratios of Abbott Laboratories, we will find a difference in the trend of both the companies. The ratios of Abbott Laboratories are very different as they have kept on increasing and decreasing over the past 5 year which is unlike Pfizer Inc. If we only compare the ratios of both the companies of the year 2013 we will have a clear view that Pfizer is a better company as compared to Abbott Laboratories because the return on assets and equity of Pfizer has increased and that of Abbott

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Hi, need to submit a 500 words essay on the topic This is not actually micro or macro the class is called Economics of developing countries.

This is because, poor people around the world seldom access financial services through the formal sector, and hence, they are forced to venture into informal financial dealings which are in the form of micro-finance services (Gulli 50).

The history of Micro-finance dates back to hundreds of years. Credit corporations and lending unions have been in existence for many centuries. However, the pioneer of modern micro-finance is Dr. Mohammad Yunus, who in the 1970s started experimenting with the idea by using women in rural villages of Bangladesh. Yunus began lending affordable loans to the women, and they would later return at an interest. The women benefited from the loans because they were able to begin community projects that generated income for them. The profits enabled them to pay back the loans. Later in 1983, Yunus founded Grameen Bank, one of the world’s greatest micro-finance banks currently. Yunus won the Nobel Peace Prize in 2006 due to his efforts of improving the lives of poor women in Bangladesh. Innovation in micro-finance has continued over the years, and currently, it has been established that micro-finance solves economic problems of people in developing countries. Current estimates by the World Bank reveal that approximately 160 million people that live in developing countries benefit from micro-finance (Armendariz 67).

Comprehensive studies have demonstrated that micro-finance indeed works. Research has shown that micro-finance continues to assist poor individuals in developing countries to meet basic requirements, and protects them from any potential risks. These financial services have enabled low income earners to improve their quality of life and enhance their enterprise stability. Most Micro-finance Institutions (MFIs) target women, for example, Grameen Bank targets Bangladeshi poor women. This is of benefit as it contributes to women empowerment, and ensures that

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Hi, need to submit a 500 words essay on the topic Thirteen Days,.

The author writes about the way the President handled the situation quite successfully despite the very problematic situation.

The ExComm held meetings to discuss the situation of the placing of the missiles in Cuba by the Russians to have some sort of an upper hand over the Americans. Some of the advisors suggested blockading the island as a whole till the threat of the missiles was under control, to use the navy instead of the military. Then there were the others, more impulsive ones who suggested taking military action against Cuba. It was up to the President to decide on which side to pick and he very intelligently decided to choose the former option. He realized that violence would never be the solution for anything, an attack would only lead to the Russians to respond back and the probability of the impending third world war would no longer remain a probability, but would turn into a fact.

During the period of thirteen days, a Soviet missile shot down a U-2. This could have led to Kennedy ordering an immediate reaction, most probably a violent one, and this retaliation would not be wrong. But the President kept his cool and decided to look into the negotiations.

President John F. Kennedy decided to follow another very well thought out advice. He gave orders for a letter to be sent as a reply to the then USSR leader in which he wrote his acceptance of the terms that were sent by Nikita S. Khrushchev a day earlier. He agreed to not attack Cuba if the Russians would remove their missiles from the island. It was a negotiation meant to keep the situation non-violent. However, the letter had no response to another of the terms which was sent a day after. It stated that the United States of America should remove their Jupiter missiles from Turkey. The agreement to the second term was not penned down on paper to have no written proof, but, rather, a spoken pledge was made, which said that the US agreed to withdraw the Jupiter missiles on

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Hi, need to submit a 500 words essay on the topic The Tendency of the Firm in a Monopolistic Market.

These differences between perfect competition and monopolistic competition have social welfare implications. In perfect competition, marginal revenue is the same as price and this reflects the optimum utility of goods as the price is also equal to marginal cost. Supply also meets the demand at the most efficient level. This is illustrated in Figure 1 where supply and demand achieved equilibrium. The case is different in a monopolistic competition where there are few or no competition. The tendency of the firm in a monopolistic market is to restrict production as can be shown in Figure 1 to drive prices up as represented by P1. The market then becomes inefficient because firms are not producing at a minimum cost where price is much higher than the cost of production. This has an implication in social welfare as inefficiency would mean requiring more resources to achieve the same utility of good thereby increasing the social cost. This is not the case in a perfect competition where marginal revenue is the same as price. In the diagram in Figure 2, a competitive market achieves an equilibrium where demand is met with supply (MC and AR intersect). It meant that the social service can be had at its cost and is, therefore, the most optimum level where the needed service is appropriately supplied without waste. Thus comparing perfect competition with a monopolistic market, price in the monopolistic market is higher as shown in P1 compared to Price of perfect competition in P2. Production is also inefficient in the monopolistic market as shown by Q1 as it is deliberately restricted to drive the price or P1.

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