Need help with my writing homework on Does the Credit Crunch Signal the End, or the Beginning, of Globalisation. Write a 1750 word paper answering; The collapse of various international banking institutions, insurance firms, and other companies has led to a virtual meltdown of various other sectors. This includes unemployment, loss of homes, and consumer power leading to a global recession as governments instigate diverse financial stimulus packages in efforts to revive or resuscitate their depressed economies. Turner (2008), argues that the existing financial downturn indicates a crisis in globalization which undermines the tenets of the free-market economic model. Many countries facing enormous economic challenges are considering reverting to protectionist fiscal measures to cushion their domestic firms from the international trade while others in the more stable Asian countries are prospecting expanding their investments to their vulnerable developed countries.

The credit crunch crisis has been attributed to overconsumption in the developed countries especially the US and Britain using uncontrolled non-collateralised credit which they wantonly overspent. Poorly supervised mortgages were taken by consumers while the financial institutions recklessly lent out funds they didn’t have. These banks were mere speculators in the volatile secondary market rather than relying on savings backed cash to trade with. The financial instrument assiduously accredited with pricking the credit bubble was the flawed financial products known as collateralized debt obligations (CDOs) used by banks to trade toxic debts to other banks that purchased them as valid investments and then lending more to the unfettered borrowers. These CDOs were bought by many leading banks but eventually collapsed bringing down many reputable financial institutions and almost bankrupting some countries like Iceland. In Britain, the borrowers amassed a massive £1.4 trillion pounds debt and in America, over 60 percent of homes were repossessed due to high default rates. According to Morris (2008), the credit crunch was caused by a quarter-century of unabated excessive investment banking manipulation of hedge funds and private equity which encouraged asset-stripping leading in a shadowy banking system.&nbsp.

 

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Need help with my writing homework on E learning. Write a 2500 word paper answering; Despite these strengths and opportunities, e-learning faces several distinct barriers. These barriers will be explored in this paper.

Diverse barriers to e-learning can prevent or delay the effective design or implementation of e-learning programs. This section discusses some of the widespread categories of hindrances to e-learning. Table 1 shows the various barriers to e-learning that are arranged according to publication.

Inadequate technological tools, such as lack of computers, and poor or limited Internet availability can impede the adoption of e-learning. Poorly designed e-learning programs are barriers to e-learning too. The learning system for e-learning must be applied to preservice teaching, and if not, there will be problems in the design and implementation of e-learning.

In India, schools do not have sufficient equipment for delivering e-learning, especially in rural areas, and bandwidth problems are also widespread concerns. The absence of a reliable ICT infrastructure shapes e-learning adoption similarly.

Negative stereotypes against older learners impact the participation of older students in e-learning platforms (334). Lack of ICT knowledge and skills among older students are barriers to e-learning too.

Teachers are more likely to implement e-learning, if it is aligned with public educations policies and standards. KSA must go over the possibility of mandating e-learning across public education levels to enhance its adoption.

Differences in policies and implementation because of administrative dimensions can affect e-learning diffusion. Poor professional development toward e-learning can be attributed to the organization because of lack of resources and/or political will and unity.

Teachers may not adopt e-learning if they do not see that the administration as supportive to the skills training and other needs of e-learning platform. Poor alignment between e-learning goals and curriculum can hinder e-learning effectiveness.

 

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Need help with my writing homework on Education in the UAE. Write a 500 word paper answering; Education in the UAE Introduction Education is among the fastest growing sectors in UAE over the recent past. Many learning institution have been established, and more teaching staff employed to boost the quality of education all over the country. Essentially, the UAE government has established abundant institutions of higher learning to promote educational advancement and quality skill development (Mazawi & Sultana, 2010). In addition, the UAE government has established well-equipped research centers to enhance innovation and promote new inventions. The UAE’s government initiative to promote education has seen the country boost its GDP to a remarkable level. Generally, the current education system has aided in developing the country’s economy in a number of ways.

Contribution of education to UAE’ Economy

Education has facilitated better living standards for UAE citizens. Acquisition of advanced skills through education has enabled UAE residents secure well-paying jobs both at home and in foreign countries. In addition,education has facilitated acquisition of skills necessary for establishing personal businesses and self-employment. In this regard, many people can participate in nation building and public projects development. Participation of citizens innation building and other activities such as funding public projects has largely boostedthe economic growth of UAE.

The current UAE education mechanism has aided in providing adequate personnel to run the country’s economic activities. The UAE isable to produce adequate personnel to serve in government and exportthe surplus to other countries. The current education system has been structured in away that facilitates training of technical and professional faculties such as engineering, medicine, accounting among others. This has assisted in lowering the wage bill since professionals acquired locally are cheaper than those acquired from foreign country. Money that used to be spenton acquiring human resource from other countries before the inception of the current education system isnow used for economic developments in the country.

Education has helped in reducing over dependency on oil as the core source of income. In fact, the current education system in the UAE has boosted diversification of the economy base since unlighted people can engage in a variety of economic activities such as international trade, entrepreneurship, tourism and many other activities.

Education potential in the next five years

The UAE education has a great potential of continued development in the next five years. This is because the UAE government has invested heavily on the new technology and research. In addition, over 20% of the total annual budget is allocated to the education sector. The government funding and continued training of the teaching staff for all levels of education will see the UAE education system scale to higher heights.In addition, the UAE government, through the ministry of education, has encouraged education exchange programmes with other countries to facilitate acquisition of better skills by both students and teachers.

Conclusion

Education is a basic fundamental structure for positive economic growth for any country. The UAE government has emphasized on continued development of education for effective economic growth. Every nation which aspires to achieve reasonable economic growth should emulate the steps taken by UAE in developing the education system and curriculum.

Reference:

Mazawi, A. E., & Sultana, R. G. (2010).&nbsp.World yearbook of education 2010: Education and the Arab “world”: political projects, struggles, and geometries of power. New York: Routledge.

 

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Need help with my writing homework on Efficiency is Best Left to the Market. Write a 2000 word paper answering; Market efficiency occurs as a result of effective competition whereby competing producers have an equal opportunity to produce and market their products and services to consumers who are free to choose the products that satisfy their needs at the most favorable costs among various producers. The inefficient producers incur greater costs in their production processes hence their products become more expensive and are likely to be avoided by consumers. Under such circumstances, they are left with no option but to exit the venture. Market efficiency is, therefore, a self-regulating phenomenon. In case of serious market failure, ingenious state intervention may help to enhance efficiency and equitable distribution of resources. This paper discusses the notion that efficiency is best left to the market, equity to the State.

The state asserts the value of all citizens and the need to guarantee equality and justice for all. The government has a duty to ensure that state resources are used for the benefit of citizens in an efficient manner. However, there exists a paradox with regard to the manner in which the economic environment is organized. The institutional arrangement is such that every citizen has to fend for him/herself by engaging inefficient practices in all aspects of life including production and consumption. Those who are not successful in entrepreneurship suffer while those without jobs go hungry. Generally, the society is focused on the promotion of equity while incurring an opportunity cost associated with the establishment of social and political civil liberties that are spread equally and collectively and which are envisioned to be excluded from the open market. Such liberties affect the operations of the economy and on the other hand, the market affects their functioning (Barr, 2012).

The existence of a double-edged society that comprises democracy and capitalism presents a complex relationship where one&nbsp.of the aspects must not be ignored when analyzing equity and efficiency.

 

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Need help with my writing homework on Environmental Microbiology: Positive and Negative Effects of Algae Utilization. Write a 250 word paper answering; Algae are actually not a uniform group of organisms. Expertcolumn.com reveals that there are seven distantly related divisions of the organisms. The reason why they are considered together is for human convenience and not as a reflection of their biological, evolutionary or ordered relationships. It is also important to note that algae are also known to be phototropic.

Lenntech.com (1) asserts that almost all algae are eukaryotes and the exact nature of their chloroplasts which contains DNA is different in different lines of algae. Cyanobacteria are a classification of organisms traditionally incorporated among the algae though they have a prokaryotic cell structure and they conduct photosynthesis directly within the cytoplasm and not in specialized organs.

Expertscolumn.com (1) categorically explains the significance of algae. Economically, Phytoplankton from algae is a source of food to many aquatic living things such as fish and also provides oxygen to their surrounding environment. The desmids help in the analysis of water contamination or pollution. Another example is the brown algae. The brown algae contain alginic acid which is a source of lignites. Algae have negative effects as much as they have many uses. A typical scenario is that when a huge increase in algae occurs, a ‘red tide’ occurs. This is characterized by the ocean changing its color to red in certain areas as a result of the pigment coming from the algae.

In conclusion, more research should be done to discover more areas through which algae can be utilized as opposed to their negative effects. This can be attributed to the fact that algae will always exist within our society and the more ways of utilizing them in our lives, the better.

 

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