Martin and Williams, two business partners, agreed that each would insure his life for the benefit of the other. On his application for insurance, Martin stated that he had never had any heart trouble when in fact he had had a mild heart attack some years before. Martin’s policy contained a two-year incontestable clause. Three years later, after the partnership had been dissolved but while the policy was still in force,Martin’s car was struck by a car being negligently driven by Peters. Although Martin’s injuries were superficial, he suffered a fatal heart attack immediately after the accident—an attack, it was established,that was caused by the excitement. The insurer has refused to pay the policy proceeds to Williams.

Does the insurer have a valid defense based on Martin’s misrepresentation? Explain.

 

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Martin has deposited $375 in his IRA at the end of each quarter for the past 320 years. His investment has earned interest at the rate of 8% per year compounded quarterly over the period. Now, at age 60 , he is considering retirement. What quarterly payment will he receive over the next 15 years? (Assuming the money is earning interest at the same rate and that payments are made at the end of each quarter.) If he continues working and makes quarterly payments of the same amount in in his IRA until age 65, what quarterly payment will he receive from his fund upon retirement over the following 10 years.

 

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Martin’s Masonry builds a chimney for Natalie, a homeowner, for an agreed price

of $19,000.00. Upon completion Natalie fails to pay Martin for the work.

What legal status can Martin claim and use to satisfy thedebt he is owed for his labor and material costs?

What rights does such an action allow him that are greater than a regular collection action?

 

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Martin Shoes, Inc., manufactures and distributes orthopedic footwear. To sell its products, the marketing department requires sales personnel to call on the shoe retailers within their assigned geographic territories. Each salesperson has a laptop computer, which he or she uses to record sales orders during the day and to send these sales orders to Martin’s network nightly for updating the company’s sales order file.Each day, warehouse personnel review the current sales orders in its file, and where possible, pick the goods and ready them for shipment. (Martin ships goods via common carrier, and shipping terms are generally FOB from the shipping point.) When the shipping department completes a shipment, it also notifies the billing department, which then prepares an invoice for the customer. Payment terms vary by customer, but most are “net 30.” When the billing department receives a payment, the billing clerk credits the customer’s account and records the cash received.RequirementsWith a particular DBMS in mind, design the tables for this revenue process. Note that you will need tables for each resource, event, and agent, as well as tables for each many-to-many relationship.

 

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 1. Martin would say that in a society with ample protection for whistle blowers that _________.

a. Engineers have the same prima facie obligation to blow the whistle as they would in a society where whistleblowers are not as strongly protected (because the obligation is independent of factors such as legal protection for whistleblowers).

b.  Engineers have a much weaker prima facie obligation to blow the whistle than they would in a society where whistleblowers are not as strongly protected.

c. Engineers have no obligation to blow the whistle because the prima facie obligation is contextually dependent (and factors such as legal protections are contextually relevant).

d. Engineers have a stronger prima facie obligation to blow the whistle than they would in a society where whistleblowers are not as strongly protected.

2. Martin argues that the fact that whistleblowing may involve great personal sacrifice on the part of an engineer means that engineers do not have a responsibility to blow the whistle (instead the responsibility rests with managers because it is part of their professional role to manage moral conflicts.)

a. true

b. false

3.  Martin Argues that Whistle blowing is a prima facie responsibility for engineers because they are people with moral rights.

a. true

b. false

4. Helen is a engineer at a large chemical plant. She has some reason to believe that the plant manager is knowingly violating local environmental laws by encouraging unsafe dumping practices. Some relevant facts about Helen’s situation are as follows:

I) She does have reasonable documentation of the plant managers behaviorII) She has not yet gone through any of the normal organizational channels in order to resolve the conflictIII) She has a reason to think that the unsafe dumping practice pose a serious threat to public health and safety

According to Martin’s view, does Helen have a prima facie responsibility to blow the whistle?

a. Yes, she does have an prima facie obligation to blow the whistle, but not a strong one (because she cannot be 100% sure that the dumping practices constitute a serious moral issue.)

b. No, she does not have a prima facie obligation to blow the whistle because whistle blowing is always supererogatory.

c. Yes, in light of the fact that the dumping practices pose a serious (and credible) threat,  she does have a prima facie obligation to blow the whistle.

d. No, she does not have a prima facie obligation to blow the whistle because her situation as described does not meet the minimal standards for the obligation to hold.

5. Which of the following situations exemplifies what Martin meant by saying that an engineer’s obligation to blow the whistle is sensitive to context? 

a. That morality itself is subjective because there is no objective answer to the question of when we ought to blow the whistle. 

b. That moral decisions regarding whistle blowing are completely determined by what professional organizations say about it. 

c. That what counts as a prima facie duty is merely a matter of personal opinion. 

d. That what counts as a “reasonable” amount of evidence can vary from situation to situation. 

 

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