Imagine a world without money in which you must barter for everything you buy. What kinds of items would you have available for these trades? Would you keep some stocks of items that you know lots of people are willing to accept? Would you really be bartering, or would you be using a commodity as money? How much longer would it take you to conduct all the transactions of a normal day? Now think about your own holdings of money today. How much money do you have in your pocket or wallet? How much do you have in the bank? How does the money you hold change over the course of a month? Of the money you’re holding, which items are part of M1 and which are part of M2? Are all the items in M2 means of payment? Now think about the role that you play in creating money. Every time you charge something to your credit card, you help the bank that issued it to create money. The increase in your credit card balance is a loan from the bank to you. The bank pays the seller right away. So the seller’s bank deposit and your outstanding balance increase together. Money is created. You contribute to the currency drain that limits the ability of your bank to create money when you visit the ATM and get some cash to pay for your late-night pizza. Of course, your transactions are a tiny part of the total. But together, you and a few million other students like you play a big role in the money creation process.

Question 

Discuss and describe the effect you have on this process when you pay for your late-night pizza delivery, or your other take-out food choices, using your bank debit or credit card. 

What is the effect if you obtained cash from the ATM to pay for this purchase?

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Imagine an island archipelago where all of the islands are founded by individuals heterozygous at a particular locus. If there is no migration or mutation, and the alleles at the locus are neutral, what do you expect the island population to look like after many generations?

a) some island populations will have a fixed one allele , and the other populations will have fixed the other allele

b) the populations of every island will have fixed the same allele

c) the island populations will have a high levels of genetic diversity at this locus

d) we cannot predict any outcome because genetic drift is a random process

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Imagine for a moment that you’re the general manager of a local, upscale grocery store that is part of a national chain.You’ve just gotten word from corporate headquarters that all stores must install at least two self-checkout machines.Research shows that the machines will pay for themselves within about a year, by reducing labor costs. But you believe that cutting jobs would put your store at a competitive disadvantage.Instead of reducing your workforce, you’d like to transform those superfluous cashier jobs to service jobs in places such as the deli and the bakery.In fact, you’d even like to add a childcare service for busy parents. You are convinced that the changes you envision could boost profits by a minimum of 5% in the first year.Compose a persuasive letter to your manager at corporate headquarters, proposing that you test your approach for the first year after the self-checkout machines are installed in your store. Keep in mind that if the plan succeeds, your boss may roll it out nationwide, but if the plan fails, your personal and professional credibility may be at stake.APA format is not required.

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Imagine having a discussion with the CEO of your organization about the diversity of the US population and the globalization of business. Leadership believes that it is important for employees to be able to work well with people who are different from them. The CEO wonders about the need for diversity training and asks you to let her know how you would approach such training.DirectionsReview the information in your textbook on linking training to the needs of the organization, the stages of instructional design, and employee development methods. Write a 500-word business memo to the CEO responding to the items found in the Assignment Rubric below. Follow the memo format found in the Business Memo example provided. Note that the questions in this Assignment relate to both Units 8 and 9. APA style is NOT required for business memos.

Diversity trainingStudent4/3/2015 DefinitionThe primary aim of providing the diversity training is to develop the receiver’s awarenessabout the culture and the skills and also the way of…

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Imagine Livia values a car at $30k and Sunrise Chevrolet values the same car at $20k. If a transaction is completed between these two agents, the transaction will generate

• $6,000 worth of buyer surplus and $4,000 of seller surplus
• $1,000 worth of buyer surplus and unknown amount of seller surplus
• No surplus
• $6,000 worth of buyer surplus and unknown amount of seller surplus
• $4,000 worth of seller surplus and unknown amount of buyer surplus

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