I Will Pay For The Following Essay The Changes In The Economic Environment Of No

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I will pay for the following essay The Changes in the Economic Environment of Nokia. The essay is to be 3 pages with three to five sources, with in-text citations and a reference page.

It is used in finding out how much the company is leveraged in debt, comparing what is owed to what is owned. This is a measure to find out the company’s ability to borrow and repay money.

As shown, Nokia has 40% debt leverage in 2009. This figure is 29% higher than its D/E in 2009, and a significant departure from conservative borrowings from 2000 to 2007. Its long-term debt in 2009 amounted to 4.439B representing a 400% increase from 2008 of 861M.

Nokia uses the international capital markets to finance investments. The company sells stock, issue bonds, and obtain loans from commercial banks.

The Nokia is a public limited liability company listed on the Helsinki, Frankfurt, and New York stock exchanges. Recent share price is offered at 9.64 € (Yahoo finance) Nokia has the same outstanding shares of 3.7bil for 2009 and 2008. This is a decline from its previous years’ outstanding shares which are above 4bil. from 2000 to 2007. (msn)

Based on the figures derived from the company’s financial statements for 10 years, the company is still in a healthy financial position. Its short-term operations have been affected by the economic recession as shown by the decline of sales and revenue for 2009 and 2008. Yet, the company has remained financially strong to pay its obligations.

In 2009, the company has changed its strategy in a capital structure using more debts in financing its resources. As it is, the company is 40% leveraged and 60%f equity. At 40%, debt leverage is still a good balance as it is not more than the total equity. The company tends to have additional benefits in this capital structure such as tax advantage.

In conclusion, Nokia can be a safe investment because of its strength has been in business for many years. It operates worldwide and does not concentrate on US market alone. Its weakness lies in technology which is slow in responding to competition’s design. Opportunities remain strong for worldwide operations as communication is an important commodity for everybody. The threat is the fast-changing technology that has to be addressed by Nokia through continued research and development.

 
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I Will Pay For The Following Essay The Character Of Jalal Ad Din Muhammad Rumi T

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I will pay for the following essay The Character of Jalal ad-Din Muhammad Rumi. The essay is to be 3 pages with three to five sources, with in-text citations and a reference page.

This research will begin with the statement that Jalal Uddin Rumi was born near the city of Balkh in what is now Afghanistan, then on the eastern edge of the Persian Empire, on September 30, 1207”.The first and the foremost point to be remembered while analyzing the character of Jalal ad-Din Muhammad Rumi, is that his teachings (revelations) cannot be perfectly understood from the level of mind (reasoning). Such revelations by the Perfect Masters are for direct experiencing through the inner world. Much difference exists between the secular world full of agitations and the blissful illumined world. The real essence of Rumi’s teachings is love and only love. It is like the bird with colorful wings that ever remains in the heart of the one who has discovered true love and it moves in the inner world with tantalizing speed and turns the individual into a bard. Such a bard of devotion does not know any other language other than love and he is not interested in knowing it either, for it is the ultimate desire and destination of his existence. With such an individual everything originates from the heart and soul and language is of least importance in that area. The function of the head is just to nod in wonderment ruminating about the profundity of the divine, soul-stirring revelations. The issue is not about the level of the poetry, but the level of the spiritual progression of the one who is set to read and understand the substance of the revelations of Rumi. Each, syllable, each word, and each sentence of the revelations is perfect and one should not worry about the grammar rule. It is like an orchestra, wherein one enjoys the musical splendor as a whole, that unique symphony of the conglomeration of multitudes of instruments, aiming for one unique goal. This is the essence of Rumi! He provides the seed of love and the tender sapling of love grows in the heart of the devotee of Rumi’s revelations. Barks writes “For the last twelve years of his life Rumi wrote, or dictated, one long luminous poem, the Masnavi, sixty-four thousand lines of poetry divided into six books”. Sufism is not a technique. Coleman Barks writes, “Some call them Sufis. I like to say they were living the way of the heart”. The emphasis is on love as said in the revelation “Rub your eyes, and look again at love, with love.” Compulsive literal translation of Rumi’s revelation is impossibility and all that Rumi would have never insisted on strict adherence to technique and any compulsive impositions on the translator, should flow with love.

 
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I Will Pay For The Following Essay The Commercial Banks In Singapore The Essay I

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I will pay for the following essay The Commercial Banks in Singapore. The essay is to be 11 pages with three to five sources, with in-text citations and a reference page.

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Commercial banks are the backbone of any economy and they contribute to the economic development in the following ways: 1) Promoting capital formation in the economy 2) Promotion of trade and industry through loans and investments 3) Development of agriculture through Agri-financing 4) Transferring surplus capital from developed to less developed regions to allow for balanced development of the economy 5) Encouraging businesses related to export by providing them support so as to improve the GDP of the country through positive trade (Janan, 2009) b.1. Following are the 5 principles on which the Islamic banking model operates: 1) Sanctity of contract – it must be ensured that the contract is halal (all components valid and not voidable) according to the Sharia rulings 2) Risk Sharing – profit must not be earned by a party without having a stake in the asset generating the said profit 3) No Riba/Interest – money should not be lent to earn additional amount on its underlying value 4) Economic Purpose – the activity should be for economic purpose 5) Fairness – the terms and conditions should be fair to all parties involved and be disclosed fully to avoid any doubt in the contract (Ahmad &amp. Shabbir) b.2. Advantages of Islamic Banking over Conventional Banking: 1) Islamic modes of finance can’t be marketed beyond the initial parties of the contract and are also non-callable – both these features protect the financial system from collapsing. Conventional bank lending is a pyramid-shaped chain where one party can further the loan attained from the bank, thus when a financial crisis occurs and one party defaults the whole system crashes. Also, the non-callable feature allows for more certainty as the party is able to keep the loan until its maturity. (Ahmad &amp. Shabbir) 2) Islamic banks bear the liability of getting involved in a transaction with the customer unlike conventional banks – thus they do not have a guaranteed return in form of fixed payments from customers (interest) rather they take risk of partnering in a venture with their client. For example in Musharika which is a mode of Islamic finance, the bank gets into a partnership agreement with the client and the profit sharing ratio is agreed upon by the parties while the ratio of loss sharing is in proportion to the capital invested by the bank and the client. (Ahmad &amp. Shabbir) 3) The creditworthiness of the client is not the only determining factor in Islamic finance – the type, nature, viability, and profitability of the business are the main determining factors. Islam does not allow unethical and immoral business activities, thus lending to businesses such as alcohol, pornography, etc. is forbidden as these activities are also harmful and negatively affect the productivity of the economy.

 
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I Will Pay For The Following Essay The Common Law And The Employment Law The Ess

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I will pay for the following essay The common law and the employment law. The essay is to be 5 pages with three to five sources, with in-text citations and a reference page.

Emphasizing on this particular issue, the discussion henceforth aims towards analyzing the Common Law practices related to the Employment Standards Act and the Human Rights Code in Canada. The objective of the discussion is to provide an opinion about effectiveness of these laws for employees and for employers from a critical perspective.

The Common Law was established in order to provide solution to these problems. Usually, Common Law philosophies create a hybrid legal understanding of employment. Employment standards which are established by the Common Law only apply when ‘Employment Standards Acts’ are not particularly contracted by the employers. Generally, Common Law provides greater rights and advantages to the employees in comparison to the employment law (WeirFoulds, 2011). Hence, it can be stated that employment contract can reduce the exposure of employers to the Common Law and can enhance the liabilities of employees towards their employability.

Contradictorily, it has often been argued that Common Laws are biased towards employers where judges always tend to emphasize on the issue treating it to be sole the responsibility of the employees. In this context, it can be argued that the any kind of legal system is not completely perfect. The effectiveness of Common Law is appreciated by people if it is compared with other traditional as well as present regulation systems. However, as the economy and business environment changed, Common Law also reversed with reformist regulations. Hence, at times it seems that Common Laws have become bias towards employers. Nevertheless, it cannot be stated that Common Laws regulations are inadequate to provide justice to the employees. The major reason for this argument against Common Law is its high level of complexity which at times creates uncertainty about how a legal action will proceed. In reality, there are several cases where the claimant employee won against any wrong conduct of employer (Cooray,

 
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I Will Pay For The Following Essay The Concept Of Le Confessional The Essay Is T

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I will pay for the following essay The Concept of Le Confessional. The essay is to be 15 pages with three to five sources, with in-text citations and a reference page.

Le Confessional was first written in 1994 and released in 1995 as a Canadian film in Quebec. The background also links to the shooting of Hitchcock’s film, I Confess, released in 1952. There are several shots and references to this particular movie as a flashback and as an association with the culture of Quebec when this film was created. The approach which this took as well as the unique perspective which was associated with the film led to distinguished responses from viewers. This included the Genie Award for Best Canadian Film in 1996. The noticed reactions were not only based on the double storyline and philosophical approach that was taken. There were also attributes to the cinematography, acting and the structure that the film had in revealing the double time periods and the twisting of plots (Canadian Film Encyclopedia, 115).

The inspiration for the film is one that is directly linked to the instructions of Robert LePage and the approach which was taken with the film. LePage was born in Quebec City in December of 1957. He was not only known as a director but also worked as a playwright, actor, and stage director. LePage began theater in high school as an outlet for his personality. From 1975-1978, he began to study theater at the Conservatory for Art Drama. He also studied in France under the direction of Alain Knapp for direction in the theater. After coming back to Quebec, LePage began to participate in different theater opportunities, including the Theater Repair in 1982. Through this time, LePage used independent films and shortcuts as his main outlet.&nbsp.

 
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I Will Pay For The Following Essay The Connecticut Yankee In King Arthurs Court

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I will pay for the following essay The Connecticut Yankee in King Arthurs Court by Mark Twain. The essay is to be 4 pages with three to five sources, with in-text citations and a reference page.

Hank being a superintend and loyal citizen of Connecticut is taken from the nineteenth century to 528 A.D after being hit by a crowbar. In his new time frame, Hank introduces technology and transforms its infrastructure. He establishes factories, public school, telegraph, and telephone system and even West point military system. The technology has changed the power of the culture and it gave the people more capacity to cause more harm to society. The republicans force massacre people with bomb and electricity. The reading shows that technology has the power both construct and destroy a culture.

Technology if landed in the hands of the wrong people, technology can be the worst weapon. The culture of a people can get sophisticated by technology but it even has the potential to make people more aggressive and brutal. Technology has a close relationship with culture as the people are driven by technology can it can motivate people to be more power hungry. The people can abandon their culture and can take unfair advantage of the technology. The technology has made the culture of the sixth century to a capitalist state. The factors like ethics, religion, and morality can be wiped out of a culture if the technology is introduced. Twain built upon his observation how new electrical technology was being integrated into society. 1 ( pg 145)

The technology can distort the culture of a country if used in an inappropriate manner. Technology has the capacity to make the people over ambitious and can make them fight for power and wealth. People can disown their beliefs and values and alienate themselves from their culture and can indulge more in technology and be remained in a fictional life. The people of the technology-driven culture can be more selfish and self – oriented.&nbsp.

 
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I Will Pay For The Following Essay The Creation Of The Bill Of Rights And United

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I will pay for the following essay The Creation of The Bill of Rights and United States Constitution. The essay is to be 5 pages with three to five sources, with in-text citations and a reference page.

 
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I Will Pay For The Following Essay The Crime Of Mayhem The Essay Is To Be 2 Page

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I will pay for the following essay The Crime of Mayhem. The essay is to be 2 pages with three to five sources, with in-text citations and a reference page.

For example, earlier this summer there was a report of a “woman whose dismembered body was found inside a suitcase and black plastic bag in a West Virginia creek [who] apparently was stabbed to death” (http://www.wjla.com/news/stories/0806/354752.html). This appears to be a classic case of attempted disposal of the evidence following a murder.

Another case, reported in 2005, was that of a Purdue University graduate student whose dismembered remains were found in a vehicle that has been abandoned in parking garage (http://www.findarticles.com/p/articles/mi_qn4155/is_20050901/ai_n15613591). In this case, the victim’s wife was the prime suspect, as he was reported missing “the same day his wife was expected to plead guilty to injuring him in a stabbing last Christmas in their Lafayette, Ind., apartment.” There is some international intrigue involved in this scenario, as the victim’s wife apparently fled to China following the crime.

Mayhem has proven to be a shocking and depraved crime that has served such purposes as disposal of evidence, victim torture and sexual gratification of the perpetrator. As such, it is a severe aggravating factor when other crimes are present, as they often

 
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I Will Pay For The Following Essay The Crimean War Was A Travesty Of Blunders Ho

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I will pay for the following essay The Crimean War was a travesty of blunders. How did the war begin and progress How did it end What went wrong Why. The essay is to be 3 pages with three to five sources, with in-text citations and a reference page.

The Crimean War is primarily remembered for the maladministration of the British army.

A number of factors led to the Crimean War. The most important or influential factor was the misunderstanding between the powers. This led to a situation of failed co-operation and diplomacy. Britain and France grew suspicious of the activities of Russia. Before the outbreak of the war, Russia, Britain and France were competing for political influence in the Middle East. These countries were mainly focused on Turkey. Religious differences between these countries led to conflicts over the control and access to religious sites. The French Emperor Napoleon III had the ambition of restoring France as the head of the Christian population. The emperor wanted the support of the Catholic Church in case he decided to attack the Orthodox Church, which was supported by Russia. Russia disputed the advances of the French leader. Russia countered the advances of the French by renouncing the French treaty. They also insisted that Russia was the sole protector of the Ottoman Empire in Turkey and the Orthodox Christians. In response, France responded by sending its naval forces to the Black Sea, which violated the London Straits Convention (Lambert 98). This led to tensions between the Orthodox Russia and Catholic France. The tensions led to conflicts in 1853 in Bethlehem, which as controlled by the Ottoman Empire. During the conflicts, Orthodox monks were killed by French monks. Tsar Nicholas I demanded a resolution of the disputes between the Catholics and Orthodox. The demand for an end of the conflict was not met by the Turkish court. This motivated Nicholas I to mobilize military resources from Russia against Turkey.

As conflicts emerged over the Holy Places, Nesselrode and Nicholas I began diplomatic offences with the hope that they would prevent France or Britain from interfering in the conflicts between the Ottoman and Russia. They also

 
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I Will Pay For The Following Essay The Current British Government Is Seeking To

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I will pay for the following essay The current British government is seeking to cut spending by local authorities on their public services relative to 2009/10. What arguments might local authorities make against such cuts. The essay is to be 7 pages with three to five sources, with in-text citations and a reference page.

These reductions include health planning budgets, building new schools and pension budget of local authorities. The questions of whether these reduction policies will bring economic growth or will push thousands of people below the line of poverty and in public service degradation are highly debatable. This paper will aim to focus on the impact of these reductions on local authorities and issues which might be raised in against these spending cuts policies.

The incentive of the British government to boost national economy by cutting spending on local authorities does not seem to be an effective measure. The UK’s GDP analysis of the past four years shows that the recession in the state has remained consistent over the past years. Many economists believe that public and local authority’s funds cutting can be beneficial if the state is economically stabilized. However, in the era of recession when private sectors are not willing to take over the government sectors, than this could result in raise of unemployment and inflation in the state countries (Pettinger, 2010). The key argument that can arise in local authorities is the decrease in their monthly wages and worse job loss, by cutting the spending of local authorities. In the developed countries of England, Scotland and the Northern Ireland the rate of unemployment has already reached above 10% and this is anticipated to grow in the coming years (Ryan, 2012). The criticism of local authorities on the spending framework of the government can be justified by these disappointing facts (Ryan, 2012).

The British government has divided their public spending budget into departmental expenditure limits (DEL) and annually managed expenditure (AME). This division method is adopted to better manage and control departmental spending of the state. Spending of local authorities, public health and education and Municipal Corporation spending are all included in the

 
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