I will pay for the following essay The business problems occurring with the legalization of marijuana in the US. The essay is to be 3 pages with three to five sources, with in-text citations and a reference page.

However, businesses entering the recreational market are having trouble since marijuana is still illegal on a Federal State. This paper expounds on issues that businesses are having when entering the recreational marijuana business.

In 1970, a law was passed by the US Congress to group marijuana under Schedule I drug jointly with other drugs such as heroin and cocaine (Stinson, 2015). Notwithstanding, Stinson (2005) notes that a total of 23 States in the US as well as the District of Columbia have gone ahead to legalize its use. The divergence of State laws and Federal laws have had significant effects on businesses entering the marijuana market. According to an article by Stinson (2015) published in the PEW Charitable Trusts website, banks have been reluctant to associate themselves with clients engaging in marijuana businesses. Banks play an important role in any business. Banks, according to Babb (2009) are the source of funds for businesses in form of loans. Marijuana business is not less important in this perspective. The fact that banks are declining to engage in business with people dealing with marijuana denies them access to funds. Lack of funds translates to inability to expand the business and also inability to access products associated with the business on credit.

Other than banks, individuals can access loans or funds from family members and friends. Under both the Federal and State laws, an individual cannot finance or invest in marijuana business if he or she is from another State particularly in States where possession of marijuana is illegal. This further curtails the ability of businesses entering the marijuana business from acquiring prerequisite funds. As an illustration, Wolf (n.d, p. 5) asserts that “Private lending is difficult in Washington by virtue of the Washington State Liquor Boards requirement that all financiers be Washington residents”. Economic problems in the modern world have made it difficult

 

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I will pay for the following essay The Case Against Pirating Movies. The essay is to be 3 pages with three to five sources, with in-text citations and a reference page.

Corporations like Amazon, Vudu, Hudu, and Netflix are four such companies that provide subscription services to movies and television shows. Movie piracy is unethical because retail companies lose revenue from potential rentals and sales. those connected with making the film lose royalty revenue. it is against the law, even though the general population continues to pay ever higher prices to attend movie theaters.

In 2009, it was reported (DGA web) that from BitTorrent in 2009, there were 11 million downloads of Star Trek (version 2009), 9.4 million downloads of The Hangover, 7.2 million downloads of X-Men Origins: Wolverine and 6.9 million downloads of Knowing (DGA web). If one were to put a price of a DVD for each of these, say at $15.00, the financial loss would run about $5 billion dollars or more in lost revenue in a DVD sales format. What would not be mentioned here is the revenue generated by sales of DVDs which provide royalties to performers and producers (including all those who worked on the film overall), and those retail companies who provide rental and online purchases of those movies to the general public. The Pirate Bay is an online worldwide file-sharing website for which there were 25 million users in 2009 and where pirated films could be shared online. The television series Heroes was also considered one of the most pirated series in 2009, downloaded from BitTorrent (DGA web). The result is that, for those who are technologically adept at hacking and sharing information, the piracy of movie and television shows is a big business.

It is also interesting to note that one of the attributes to encouraging piracy, particularly of large-file movies, is the increase and development of larger broadband widths in Internet delivery. The years 2004 to 2008 showed about a 27% drop in DVD and VHS sales (Danaher, Smith, and Telang 14).

 

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I will pay for the following essay The Changes in the Economic Environment of Nokia. The essay is to be 3 pages with three to five sources, with in-text citations and a reference page.

It is used in finding out how much the company is leveraged in debt, comparing what is owed to what is owned. This is a measure to find out the company’s ability to borrow and repay money.

As shown, Nokia has 40% debt leverage in 2009. This figure is 29% higher than its D/E in 2009, and a significant departure from conservative borrowings from 2000 to 2007. Its long-term debt in 2009 amounted to 4.439B representing a 400% increase from 2008 of 861M.

Nokia uses the international capital markets to finance investments. The company sells stock, issue bonds, and obtain loans from commercial banks.

The Nokia is a public limited liability company listed on the Helsinki, Frankfurt, and New York stock exchanges. Recent share price is offered at 9.64 € (Yahoo finance) Nokia has the same outstanding shares of 3.7bil for 2009 and 2008. This is a decline from its previous years’ outstanding shares which are above 4bil. from 2000 to 2007. (msn)

Based on the figures derived from the company’s financial statements for 10 years, the company is still in a healthy financial position. Its short-term operations have been affected by the economic recession as shown by the decline of sales and revenue for 2009 and 2008. Yet, the company has remained financially strong to pay its obligations.

In 2009, the company has changed its strategy in a capital structure using more debts in financing its resources. As it is, the company is 40% leveraged and 60%f equity. At 40%, debt leverage is still a good balance as it is not more than the total equity. The company tends to have additional benefits in this capital structure such as tax advantage.

In conclusion, Nokia can be a safe investment because of its strength has been in business for many years. It operates worldwide and does not concentrate on US market alone. Its weakness lies in technology which is slow in responding to competition’s design. Opportunities remain strong for worldwide operations as communication is an important commodity for everybody. The threat is the fast-changing technology that has to be addressed by Nokia through continued research and development.

 

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I will pay for the following essay The Commercial Banks in Singapore. The essay is to be 11 pages with three to five sources, with in-text citations and a reference page.

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Commercial banks are the backbone of any economy and they contribute to the economic development in the following ways: 1) Promoting capital formation in the economy 2) Promotion of trade and industry through loans and investments 3) Development of agriculture through Agri-financing 4) Transferring surplus capital from developed to less developed regions to allow for balanced development of the economy 5) Encouraging businesses related to export by providing them support so as to improve the GDP of the country through positive trade (Janan, 2009) b.1. Following are the 5 principles on which the Islamic banking model operates: 1) Sanctity of contract – it must be ensured that the contract is halal (all components valid and not voidable) according to the Sharia rulings 2) Risk Sharing – profit must not be earned by a party without having a stake in the asset generating the said profit 3) No Riba/Interest – money should not be lent to earn additional amount on its underlying value 4) Economic Purpose – the activity should be for economic purpose 5) Fairness – the terms and conditions should be fair to all parties involved and be disclosed fully to avoid any doubt in the contract (Ahmad &amp. Shabbir) b.2. Advantages of Islamic Banking over Conventional Banking: 1) Islamic modes of finance can’t be marketed beyond the initial parties of the contract and are also non-callable – both these features protect the financial system from collapsing. Conventional bank lending is a pyramid-shaped chain where one party can further the loan attained from the bank, thus when a financial crisis occurs and one party defaults the whole system crashes. Also, the non-callable feature allows for more certainty as the party is able to keep the loan until its maturity. (Ahmad &amp. Shabbir) 2) Islamic banks bear the liability of getting involved in a transaction with the customer unlike conventional banks – thus they do not have a guaranteed return in form of fixed payments from customers (interest) rather they take risk of partnering in a venture with their client. For example in Musharika which is a mode of Islamic finance, the bank gets into a partnership agreement with the client and the profit sharing ratio is agreed upon by the parties while the ratio of loss sharing is in proportion to the capital invested by the bank and the client. (Ahmad &amp. Shabbir) 3) The creditworthiness of the client is not the only determining factor in Islamic finance – the type, nature, viability, and profitability of the business are the main determining factors. Islam does not allow unethical and immoral business activities, thus lending to businesses such as alcohol, pornography, etc. is forbidden as these activities are also harmful and negatively affect the productivity of the economy.

 

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I will pay for the following essay The Concept of Le Confessional. The essay is to be 15 pages with three to five sources, with in-text citations and a reference page.

Le Confessional was first written in 1994 and released in 1995 as a Canadian film in Quebec. The background also links to the shooting of Hitchcock’s film, I Confess, released in 1952. There are several shots and references to this particular movie as a flashback and as an association with the culture of Quebec when this film was created. The approach which this took as well as the unique perspective which was associated with the film led to distinguished responses from viewers. This included the Genie Award for Best Canadian Film in 1996. The noticed reactions were not only based on the double storyline and philosophical approach that was taken. There were also attributes to the cinematography, acting and the structure that the film had in revealing the double time periods and the twisting of plots (Canadian Film Encyclopedia, 115).

The inspiration for the film is one that is directly linked to the instructions of Robert LePage and the approach which was taken with the film. LePage was born in Quebec City in December of 1957. He was not only known as a director but also worked as a playwright, actor, and stage director. LePage began theater in high school as an outlet for his personality. From 1975-1978, he began to study theater at the Conservatory for Art Drama. He also studied in France under the direction of Alain Knapp for direction in the theater. After coming back to Quebec, LePage began to participate in different theater opportunities, including the Theater Repair in 1982. Through this time, LePage used independent films and shortcuts as his main outlet.&nbsp.

 

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