Hi, need to submit a 1000 words essay on the topic Macroeconomics Interview Assignment.

as a set of actions and conditions that were fundamental attributes of a financial crisis and ensuing recession, which become evident and visible in 2008. Some of the actions or factors that contributed to this crisis of rise and fall of housing costs are attributed of the securities held by the financial institutions. The ensuing years leading to the crisis, the United States had received large sums of money in terms of foreign loans from fast developing economies such as Asia and other oil manufacturing nations (Rao, and Sisodiya, 11). The huge inflow of foreign funds and low U.s rates of interest between 2002 and 2004 is attributed to the volatile milieu characterised by easy credit conditions. This environment is immensely attributed to the housing and credit bubbles. However, the immediate cause of the subprime crisis was the bursting of the US’s housing bubble. The bubble peaked between 2005 and 2006.

The crisis was characterized by an increase in subprime mortgage negligence and foreclosure, and the consequent decrease of securities that were guaranteed by the said mortgages. The mortgages included the mortgage-backed securities (MBS) and the collateralized debt obligations (CDO). The securities offered attractive incentives and rates of return in the beginning. nonetheless, the abnormally low credit factor eventually resulted to substantial defaults (Rao, and Sisodiya, 27). Fundamentally, the crisis is connected to numerous factors. however, the primary ones include the inability of homeowners to submit the mortgage payments due to predatory lending and speculation factors. Other factors include high level of personal and corporate debts, poor monetary and housing policy, global imbalances and inapt government regulation, which aimed at expanding homeownership. It is imperative to note that, the MBS, CDO and credit default swap caused the disproportionate housing debt.

For the case of the home sellers and business people, the increase and sharp fall of

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Hi, need to submit a 1000 words essay on the topic Management Skills.

Participation in meetings: It is necessary for each member to actively participate in the meetings. If it is found that any member is not showing interest in the meeting proceedings or the job assigned, the issue will be brought to the notice of the team leader, and will be discussed in the

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Hi, need to submit a 1000 words essay on the topic Market Power (Business Enviroment Module).

In order to keep this in check, various agencies have been established in US to control the abuse of market power by organizations. The key agency is the Department of Justice’s Antitrust Division. The three major federal antitrust laws are the Sherman Antitrust Act, the Clayton Act, and the Federal Trade Commission Act. The mission of Antitrust Division is to protect the consumers against unreasonable competition practices of organizations that result in higher product and service prices. The most implemented law by the Antitrust Division is the Sherman Antitrust Act. Under this act, Section 2 explains that it is illegal to “monopolize, or attempt to monopolize, or combine or conspire with any other person or persons, to monopolize any part of the trade or commerce among the several States, or with foreign nations” (Vickers, 2005).

The other agency instituted to govern the market power is Federal Trade Commission (FTC). This agency deals with the issues that protect consumers while controlling the competition by preventing unfair competition. The FTC along with Department of Justice Antitrust Division pursues effective laws that pursues customers’ interests, develops policies and practices for consumers and businesses in the country’s market place as well globally. The FTC’s work is however performed by the Bureau’s of Consumer Protection, Competition and Economics.

The above two agencies implement laws both on the regional and national level. In addition to this, many different independent government agencies have been set up to control various inter-state competitions. For the regulation of communications either by radio, television, satellite, cable, telephone and so on a Federal Communication Commission has been set up. For the regulation of competition and consumer protection in natural gas, oil, and electricity Federal Energy Regulatory

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Hi, need to submit a 1000 words essay on the topic Marxist Theory versus Functionalism.

&nbsp.The resolution on whether to maintain the status quo depends on personal understanding and perspective of the current societal norms and values. In this essay therefore, I will compare and contrast Marxism and Functionalism view of education based on similarities and difference.

According to Functionalism, “The consensus approach”, institutions of learning are probed to uncover their societal responsibilities and roles. They believe that an institution exist in a society for a particular reason. Assumption by the Functionalist is that some societal needs are served by the educational institutions. Functionalist focus on the positive packages educational institutions renders ensuring sustainability of society.

On the other hand, Marxism’s ‘The Conflict Approach’ education is part of societal superstructure. The education (superstructure) is viewed as the vital supportive part of economic organization of the society. Education is therefore, responsible for economic arrangement of the society structure with respect to possession of capital and wealth and the establishment of social classes. In consensus with Functionalist view on education, Marxist recognizes the contribution of education to economic organization and functioning of industrial society. Marxist contradicts and criticizes the Functionalist societal capitalist organization and hence disapproves Functionalist education in its current framework.

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Hi, need to submit a 1000 words essay on the topic Mayfly by Kevin Canty.

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James’ character appears to be a hard driven man in his mid thirties who is not quite sure about the direction which his life is taking and seems to be unsure whether he is satisfied or not. Molly is James’ girlfriend and takes the role of a delicate soul with a penchant for al things living seen by the way she is affected by the butterflies on the highway (Canty). She is a writer who is enthusiastic about taking care of herself seen by her sobriety and vegan diet but she also loves to express herself seen by the type of work that she does (writing) as well as her liking of tattoos. Sam is James’ old friend from college and comes out as a semi-irresponsible father and husband who nonetheless, appears to be doing fine financialy depicted by the description of his house and lifestyle (Canty). He also comes off as having an adulterous aspect about him although this is not confirmed and is taken from a number of clues that come out in the story. Jenny is a mother of three and Sam’s wife. She comes out as a tired figure in need of support from her husband that does not appear to be forthcoming. There is a sense of resentment around her in terms of her marriage to Sam, and it seems that she has resigned herself to the hand that fate has dealt her though she is not pleased with it. The story is told from James’ point of view, and this has an influence on the shaping of the story’s focus. By seeing things from James’ point of view, the reader is able to experience the various moods and emotions that he goes through via the thoughts that run through his head and this help’s focus the view of the rest of the group from an external perspective. The doubts that James has over his relationship with Molly and the activities between his girlfriend and Sam when they go on their trip is derived from the perspective that James has on the status of his relationship. The appearance of Jenny is told from James’ eyes as well including the experiences she has been through. This helps the story to focus on the main character who is James even when the topic is about somebody else. Reading the story from James’ point of view also allows the reader to get inside the main character’s head and depicts the way he thinks and looks at issues from his objective. For example, James lack of guilt after his midnight rendezvous with Jenny may not have been depicted had the story been told from another perspective. (Canty) The significance of the Monarchs in the opening scenes can be said to be used in the provision of the setting for the reader, a means with which to describe the scene as it were. The sheer number of insects and their death on the windscreen of James car provides a somewhat gloomy setting which can also be said to have been used to project the mood of the two characters (James and Molly) in the opening scenes (Canty). The butterflies can also be said to have been used to demonstrate Molly’s care for living creatures as she insists on stopping when she realizes what is happening to them. The fact that she cares about something as small as a butterfly that she could be moved to tears goes a long way in portraying her character (Canty). The monarchs and butterflies in their travels towards the north can also be used to depict both James (the monarch) and Molly (the butterfly) in their journey together in life with the car’s windshield portraying the potential hazards they might come across while trying to keep their relationship alive.

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