Hi, I need help with essay on Consumer Law. Paper must be at least 2500 words. Please, no plagiarized work!

Even though it extends the two-stage chain of remedies in Art.3 of the Consumer Rights Directive, this Article is an absolute revision of the former provision. The pressing consequence is that the new proviso is possibly less composite and thus easier to read. but the benefit is simply outbalanced by the substantial alterations made to the remedies. Many of these remedies are or may be detriment to the consumers. Actually, it is in the background of the remedies where user protection would be trimmed back under the proposed Consumer Rights Directive full harmonisation scheme.

Under the Sale of Goods Act 1979 the purchasers’ right to a refund is restricted by Section 11 (4). This section states that the right to reject the goods by the purchaser depends on his acceptance of the goods. But as soon as acceptance takes place then the contract is complete and this will reduce the buyer’s right to a lesser claim of damages. Once acceptance has taken place, the buyer’s contractual claim is reduced to breach of warranty affording the buyer the lesser claim of damages. These are assessed as the difference in the value of the goods at the time of delivery and the value they would have had if they had conformed to the contract. In practice, these will usually amount to the cost of repairs. Claims for consequential losses are also allowed in accordance with the principles of the general law of contract.

The meaning of acceptance is given under SS 34 and 35 of the Sale of Goods Act 1979. Section 34 calls for the vendor, on petition, to provide the buyer a reasonable chance to inspect the goods. Section 35 lays down the rules for acceptance which can be completed in three ways:

With regard to consumer transactions, the third kind, that is acceptance after the lapse of a reasonable time, is a very common type of acceptance. The query of what is a reasonable time is a problem of fact. Conversely, a

 

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Hi, I need help with essay on Contempory business issues-sub-prime lettings. Paper must be at least 750 words. Please, no plagiarized work!

In September 2007, Northern Rock, the UKs fifth largest mortgage provider, was forced to seek an emergency funding from the Bank of England, the UKs central bank as a result of problems in international credit markets attributed to the sub-prime lending crisis. Not only that, even the IMF has warned the UK housing market about the mortgage scenario in the country. According to IMF, the UK market is even more overpriced than its US equivalent before the current decline. Consequently, IMF has downgraded its forecast for 2008 growth to 2.3%. They attribute the dangers to higher lending standards than in the US as well as strong immigration combined with constrained supply.

Recently, Morgan Stanleys David Miles described himself as ‘relatively pessimistic’ about the UK housing market. According to him, it is in a worse shape than its European counterparts. He further warned that limited supply wont continue to hold up prices into the future.

In this context, I would also like to state the perplexing figures release by ‘Shelter’. According to which more than a million people used high-cost credit card loans to meet rental or mortgage demands in the last 12 months. Out of the 2,000 households polled, 6% had relied on a card, and when payments were made by young people aged between 18 and 24 that figure rose to 7.5%. Just few days ago, the Chairman and CEO of the global financial giant, Citigroup, had to resign owing to almost $5-billion write-off in mortgage due to the sub-prime crisis. These are certainly worrying signals of times to come.

At this point, let us try to understand the root causes of the subprime crises in US. The subprime mortgage lending problems actually began almost three years ago when mortgage companies started giving out loans to consumers without asking for any documentation or verification. As a

 

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Hi, I need help with essay on Contribution of Public to a Company’s Marketing And Sales Efforts. Paper must be at least 2500 words. Please, no plagiarized work!

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An overall theoretical emphasis of public relations is based upon two important and fundamental arguments. Firstly, it is suggested that public relations are a manipulation whereas some see public relations as the dissemination of information, as well as promoting understanding between public and organization. As such, PR is also the art and science of analyzing and predicting events and assessing their possible impact on the organization and other stakeholders involved in the process (Heath, 2001). It is also critical to note that communication is a relatively larger term which includes overall management of communication at the organization-wide level whereas public relation is considered as a narrow and focused use of communication between an organization and its public. It is therefore argued that senior managers of the organization should involve public relations managers in the overall decision-making process. This is because of the fact that public relation managers have to maintain external communication of the organization in a manner which can leave a positive impact on the organization. It is also suggested that the public relations managers must also develop open lines of communication with the managers in order to inform them about the possible consequences of the actions taken by the management (Smith, 2005). Public relations have been mostly associated with communication as described above. however, communication in this regard has to be a two-way communication. It is also related to the maintenance of mutual relationships between the public and the organization. Public relation is also considered as an intelligence function because PR managers…

This report approves that Public Relations as a discipline has evolved over the period of time as more and more variations were added to it. In its essence, Public Relations or PR is a function of organizational communication wherein a firm tends to communicate with its public. Over the period of time, the way firms approach PR has changed and the role of PR has further dramatically changed during the financial crisis. Many now argue that role of PR is more of that of an intelligence and analytic role to provide strategic insights to the higher management of the firm. PR managers therefore now need to properly and regularly communicate with the managers to inform them the strategic significance of PR related issues.

This paper makes a conclusion that in times of financial crisis, firms can increase their PR efforts by directly communicating with their target market. However, given the general sentiments about the firms, it is important that firms must accept the responsibility and become accountable for the crisis which has engulfed many developed countries. The use of social media can also be one of the key strategic assets available to PR managers to actually penetrate further into their target markets and develop one to one communication with their customers. Social media can also offer an opportunity to spread word of mouth hence PR managers need to design their strategies in a manner which can give them most exposure. A higher level of exposure can result in better marketing and improved sales for the firms.

 

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Hi, I need help with essay on Cooperator Insurance company. Paper must be at least 500 words. Please, no plagiarized work!

sence, CGL values people to a greater degree and makes business decisions that are long-term in nature to strike a balance between the profit objective of business and the corporate social responsibility (CSR) objective.

The products and services of CGL are sold through a variety of channels. There are over 2,570 licensed insurance representatives across Canada whose responsible is to sell the products and services of CGL. Moreover, CGL uses its website and contact and call centers to sell its services to clients satisfied (The Cooperators Group Limited, 2013). The variety of sales channels of CGL enables the company to reach an ample population of prospective clients.

CGL employs several methods of selling. Considering the insurance and financial services are provided to both individuals and corporations, both direct and Business-to-Business method of selling are used. Besides, the complex insurance services of the CGL are sold through insurance brokers (Cooperators Group Limited, 2015).

CGL encounters stiff competition from other companies operating in the insurance industry. Despite the fact that CGL has diversified to offering financial services over and above insurance services, it is still recommended that CGL should diversify its operation to other lines of business to spread business risk.

It is recommended that CGL should capitalize on acquiring and collaborating with other players in the industry in order to fortify its market share in the industry. In fact, through acquisition and collaborating with other insurance and financial services providers, CGL will worry less about competition and instead focus the resources and energy in its core operations.

CGL is an insurance and financial services company. Given this, the suppliers of the company have to do with the members of the company and the major ones include Ontario Federation of Agriculture, UFA Co-operative Limited and Arctic Co-operatives Limited.

CUMIS offers business, liability and

 

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Hi, I need help with essay on Coronary Artery Bypass Graft Surgery (CABG). Paper must be at least 500 words. Please, no plagiarized work!

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This substance blocks/narrows the coronary arteries thereby decreasing the blood that flows to the heart muscle. Severe blockage can lead to heart attack, shortness of breath, and chest pain or discomposure/angina. One way in which CHD is treated is through CABG, whereby a cardiothoracic surgeon grafts/connects a healthy vein/artery from the body to the obstructed coronary artery. The grafted vein/artery bypasses the coronary artery’s obstructed portion, which forms a new passage, and the surgeon routs oxygenated blood around the obstruction to the heart muscle (Nih.gov, 2010). Parks explains that a bypass usually involves open-chest surgery as well as making use of a heart-lung bypass machine for circulating blood and oxygenating it. He gives a number of newer, bypass surgery methods that are less invasive and that can be used in place of open-chest surgery in some cases. One such technique entails the use of minimally invasive procedures/keyhole procedures in place of open-chest surgery. Keyhole procedures involve the use of a number of smaller chest openings and they may not or may call for the use of a heart-lung machine. In procedures where a heart-lung bypass machine is not used, medicine is used to slow the heart although is continues beating during the process (Parks, 2009).

 

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